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Budgeting Hacks That Really Work for Single Mums

budgeting hacks/single mum

Let’s be honest, budgeting can generally be a challenge for all of us, regardless of our social-economic status, let alone budgeting as a single mum with little lives that are dependent on you. It can feel like an uphill battle thinking of spending that extra 1,000 Kshs to make your kids happy.

However, not all hope is lost here are a few tips and tricks on how to budget as a single mum. You know what the best part is? You’ll be setting a good example for your kids in the future!


First, create a monthly spending budget allocating a certain amount of money to each spending category. This could include categories for child care and other details specific to your life as a single parent. Generally speaking, your net spendable income (after taxes) could be allocated (but not limited to) as follows:








Get your NHIF Insurance




Don’t make yourself anymore tempted to spend money than you already have. If you take a step back and really look at your life as a mum,  you will realize your kids don’t need as much from you as you think they do. All they need is some love and attention.


Which budgeting hacks do you use to save money? 


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